Press release

banc@perta at 2002 SMAU

Bancaperta S.p.A. is the Credito Valtellinese Group's web bank, involved most of all in the fields of Finance and Internet banking. Also this year, Bancaperta is going to present the line of products and services called banc@perta on the occasion of the Smau, a major event about information technology, which will be hosted in Milan from October 24 to October 28 2002.

Since 1997, Bancaperta has been offering a wide range of services and facilities (i.e. the banc@perta line), which enable the Group's clientele to make banking transactions directly from home. In accordance with the principles inspiring the activity of the parent bank and the whole Group, Bancaperta offers the utmost reliability and top quality. In fact, Bancaperta has recently been awarded the ISO 9001:2000 quality certificate.

But, most of all, the completeness, ease and benefits of the banc@perta line is much appreciated by the users. Over the past few months, in fact, the number of banc@perta users has reached 113,000 customers.

The Bancaperta stand (C41) will be mounted in the area Internet Communications, pavilion 15/1, to make all the visitors more familiar with the banc@perta line. At present, the users can:

  • make searches and transactions on their current accounts, security dossiers, security portfolio, financing;

  • ask for information about posizione globale

  • subscribe stock, bond and cash funds

  • make trading on line transactions

  • re-charge mobile phones

  • pay taxes and contributions through the mandate 'Modello F24'

In addition to being entrusted with Internet Banking and online services for the member banks' clientele, Bancaperta also offers the opportunity of opening a very innovative type of current account on web, which has been called conto @perto.
Conto @perto benefits the account holders with: convenience, easy management (they have access to the current account 24 hours a day from any Internet point); profits and a lot of advantages (no costs, competitive interest rates, the international debit card is provided at no additional costs, cheaper banking commissions on investments); @perto is confidential (the customer only can open it, manage and look up his current account via the Internet); immediacy of the transactions (the web channel enables the quickest exchange of information about your transactions); flexibility (possibility of enabling or closing down any of the services in real time).

The range of innovative products offered via the Internet includes also @pertacity, the Group's web site for the e-commerce. @pertacity is really a "virtual town", which enables managing your own activity on the Internet.
Opening a virtual store within @pertacity you can benefit from Credito Valtellinese banking Group's expertise in safe transactions and from a professional management of your activity on the net offered by the Group's partners.

Coming to our stand, you will also be able to get familiar with the new services offered by the banking Group. Below are the most interesting ones:

  • cart@perta: the international debit card, which you can re-charge via the Internet by clicking your bank on the Credito Valtellinese homepage
  • banc@pertaCBI: the inter-bank corporate banking to operate with any bank around Italy just at a mouse click

Moreover, this year, the Credito Valtellinese banking Group is organising a special seminar, which will be held in the Yellow Conference Hall (Sala Gialla No 3 at Smau pavilion 17/3) on Saturday October 26 2002 at 10 a.m. The seminar is called 'banc@pertaCBI e @pertacity: dal Gruppo Credito Valtellinese due soluzioni al servizio dell'impresa che cambia' and is meant to provide solutions to modern enterprises.
The visitors can also take part in a competition organised by Bancaperta, in which 25 cart@perta (with a charge of € 100 each) will be offered as a prize. A holiday to Mauritius and five weeklong skiing holidays in Valtellina will be given to the luckiest @perto account holders

The Credito Valtellinese banking Group's organizing structure consists of a highly functional corporate network. Below are the main spheres of activities and the role of the Group member companies

  • retail banking: along with the parent bank Credito Valtellinese, there are four retail banks. The Credito Artigiano, the Banca Popolare di Rho, the Banca dell'Artigianato e dell'Industria and the Credito Siciliano, which was established on July 2002 following the merger of the Banca Popolare Santa Venera (based in Acireale), Banca Regionale Sant'Angelo (based in Palermo) and the Cassa San Giacomo (based in Caltagirone), basically serve their home territories, which cover large areas of the country.

  • finance: along with Bancaperta Spa, the Group member company that takes care of financial issues and Internet banking (web bank), there are Aperta Gestioni Patrimoniali for the asset management, the Cassa San Giacomo, which is now involved in the management of credit facilities and offer services and support to the whole Group, in particular as regards the legal department, leasing contracts and legal advice, and Rileno, a company entrusted with the tax collection service in the provinces of Como and Lecco, which the Group has acquired from Deutsche Bank.

  • Instrumental companies. Bankadati, Stelline and Deltas are the framework of the whole Group activity, as they provide a wide range of additional services and solutions in accordance with the best system practices

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