Banc@perta

Banc@perta is the new mark that identifies Credito Valtellinese banking Group Internet services. Ever since 1996, the parent bank Credito Valtellinese, Credito Artigiano (territorial banks) and Bancaperta (the Group virtual bank) have enabled their customers, both private citizens and enterprises, to operate with their bank via the Internet, 24 hours a day, every day of the year, on Credito Valtellinese web site (www.creval.it). Since then, the service has been constantly enriched with a lot of new functions (inquiry, banking) and is progressively extended also to customers of the other member banks. Today, Credito Valtellinese Group customers can already:

• Operate on their checking accounts, looking at their statement of account, at their bank statement - a practical receipts and payments account to keep their family budget under control - and making fund transfers (i.e. giros and credit transfers)

• Operate on their securities, looking at balances and movements and purchasing securities from the Showcase of Securities, a selection of Government securities and bonds, both Italian and foreign, provided by the bank, enjoying favourable conditions

• Operate on their financing, looking at financing sinking plans and asking for Fidocontinuo, the revolving financing which is repaid by monthly instalments

• Operate on their portfolio, giving Ri.Ba, R.I.D. M.A.V. encashment instructions, also under the form of electronic flux

• Inquire about their external accounts

• Make generous donations to humanitarian associations and initiatives, clicking on the button Charity

• Take out ViaPass, the voyage insurance policy, and Neve Sicura, the insurance policy for winter sports offered by the affiliated company Global Assistance

In addition to the above-mentioned facilities, Banc@perta also provides special links to the e-commerce, information and interesting services for everybody.

Next year, Bancaperta spa Internet banking is expected to increase considerably. Bancaperta, Credito Valtellinese banking Group virtual bank, has been operating since 1996 offering a wide range of flexible products and services expressly conceived for the Internet, which integrates the offer of the traditional banks. Furthermore, Bancaperta is entrusted with the Group Finance, bank-insurance and remote banking services. In particular, Bancaperta developed and managed all the applications of the services offered via the Internet, which are now identified by the mark: banc@perta, always on line with you.